Terms and Conditions

If you are following our Horse Racing Investments System we recommend you read and agree with these Terms and Conditions :

This Agreement was last modified on 25th May 2008.

If you become a member of Horse Racing Investments (owned by JC Systems Ltd, the Company), you should read these Terms and Conditions. By purchasing a membership with the Company you automatically become a "Member" with Terms and Conditions as follows : Member Terms and Conditions are the content of the following Agreement ("Agreement" or "Member Agreement") which is a contract between you and the Company and applies to your use of products and services (collectively the "Service") provided by our Company. This Agreement affects your rights and you should read it carefully. We encourage you to print the Agreement or copy it to your computer's hard drive for your reference. If you become a Member, for additional information about the Service and how it works, please also consult the Horse Racing Investments Member Control Centre. In this Agreement, "you" or "your" means any person or entity using the Service. Unless otherwise stated, "Horse Racing Investments" "we" or "our" will refer collectively to the Company and its subsidiaries, affiliates, directors, officers, employees, agents and contractors. By becoming a Member, you agree to the terms and conditions of this Agreement, the Privacy Policy, the Non-Disclosure Policy, and any documents incorporated by reference. You further agree that this Agreement forms a legally binding contract between you and the Company, and that this Agreement constitutes "a writing signed by You" under any applicable law or regulation when you sign up to become a Member. Any rights not expressly granted herein are reserved by the Company. This Agreement is subject to change by the Company without prior notice (unless prior notice is required by law), by posting of the revised Agreement on the Horse Racing Investments website. Descriptions of material amendments to this Agreement will be posted in advance on the Horse Racing Investments website in the "Policy Updates" section that is displayed to you in the Member Control Centre. 1. The Legal Relationship Between You and the Company 2. Rights, Obligations and Disclaimers of the Company 3. Electronic Communications and Error Resolution 4. Consumer Protection Programs 1. The Legal Relationship between You and the Company. By becoming a Member, you appoint the Company as your agent to deliver specially selected recommended bet advice electronically to you on horses running in UK Horse Race meetings. You must endeavour to place your bet stake to suit your betting Bank on each selection. Failure to do this will mean you risk reducing the level of profitability our System can provide. See the section Betting Advice and Your Betting Bank for more details. The Company will despatch recommended bet advice by 11:00 am on the morning of UK Horse Racing, and will notify if there is no advice as well as providing details of the selected recommended advice. Advice will be sent by email and optional SMS text messages to a mobile phone at no extra cost. It is your responsibility to ensure your mailbox and SMS phone are available to receive the bet advice detail messages. The betting advice is also available at our website in the Member Control Centre. Refund Policy. We make a guarantee that if your membership is terminated for any reason, that we will refund all remaining full month's membership outstanding at the time of termination, for which a small charge will be deducted to cover Bank costs. Payment will be made within 90 days of termination, subject to the provision of PayPal or cheque payee details of a name and address you specify in the Member Control Centre, or by email to us. You agree that any pending refunds due to you as explained above will not receive interest or other earnings on these funds that the Company handles as your agent on your behalf. If we cannot make payment, we will hold such funds for 90 days, or until such time as payee details are provided. Response to Correspondence. We will endeavour to respond to all written communication to our Company within 48 hours of being received, whether this is by electronic mail or postal mail. Our preferred method of response is electronic mail, so if we have an email address for any correspondent we will use it, unless advised otherwise. 2. Rights, Obligations and Disclaimers of the Company You agree that the betting selections our System delivers are strictly confidential, and must not under any circumstances be passed to any third party at any time before a race has been concluded and the winner declared. You authorize the Company, directly or through third parties, to make any inquiries we consider necessary to validate your registration or membership. This may include ordering a company report and performing other checks or verifying the information you provide, and that you have no links with the management of similar companies that provide betting information as a service. The Service. The Horse Racing Advice Service and website is wholly owned and operated by JC Systems Ltd. Security Features. We strongly advise that you use a web browser with 128-bit encryption. For more information on security, please visit the Security website page. However, regardless of whether you use a web browser with security features, the Company is unable to guarantee that data transmitted is secure and/or will not be intercepted by third parties. The Member Control Centre allows Members to log in using their registered email address and an optional password. On the very first entry, the password will be blank. We strongly recommend Members set a password of at least 8 characters and numbers as soon as possible after initial entry to the Member Control Centre. International Use. To be eligible for membership, you must be a resident of a country in which gambling is legal. This applies to the United Kingdom or one of the approved countries listed below: Argentina Australia Anguilla Austria Belgium Brazil Canada Chile China Costa Rica Denmark Dominican Republic Finland France Germany Greece Hong Kong Iceland India Ireland Israel Italy Jamaica Japan Luxembourg Mexico Netherlands New Zealand Norway Portugal Singapore South Korea Spain Sweden Switzerland Taiwan United States. If you are an international user, you warrant that you are violating no law or regulation by your use of membership, and you indemnify us for any and all liability that might arise from your use of the Horse Racing Investments System. Service Use You will not use the Service, the Horse Racing Investments System website or any of the services offered therein for any unlawful or fraudulent activity. If the Company has reason to believe that you may be engaging in or have engaged in fraudulent, unlawful, or improper activity, including without limitation any violation of any terms and conditions of this Agreement, your membership and access to the Service may be suspended or terminated. You will cooperate fully with the Company to investigate any suspected unlawful, fraudulent or improper activity. Membership is provided through declaration and registration of a unique email address belonging to you or accessible to you at the time of joining our Service. It is your responsibility to ensure the email address you provide is maintained in order that our bet advice messages can be received successfully and not blocked for any reason. It is your responsibility to ensure we have the correct email address to send the bet advice to, and maintain it as desired from the Member Control Centre. You have the option of declaring an SMS text messaging mobile phone number to receive bet advice at no extra cost. SMS text messages will be sent at the same time as email bet advice. It is the Member's responsibility to ensure the SMS mobile phone number is correct and capable of receiving messages. Member Transfer You also agree not to transfer or sell your membership to any third party, or as any kind of profitable or business opportunity. You agree not to impersonate or attempt to act on behalf of a Company representative. No Framing. Horse Racing Investments members are warned never to enter their email address or any other sensitive personal details into any page whose URL does not begin with http://www.horseracinginvestments.com/, the use of "framing," where a 3rd party site displays a portion of the Horse Racing Investments website inside a webpage whose URL is not http://www.horseracinginvestments.com/, is prohibited. No Spam. The Company will not under any circumstances use email addresses or SMS mobile phone numbers supplied by members for any purpose other than provide bet advice and to contact you regarding management of your membership details. Email address and Password. You may not reveal your member email address or password to anyone else, nor may you use anyone else's email address to access the Service provided by the Company. The Company is not responsible for losses incurred by members as the result of their misuse of an email address or password. Closing Your Account. You may terminate your membership at any time by clicking on the "Terminate Membership" tab in the Member Control Centre on the Horse Racing Investments website. Upon closure of membership, we guarantee to refund any full remaining month's membership less a small administration charge to cover Bank costs. After terminiation, any pending refund transactions will be held for a period of up to 90 days after closure and only be refunded after provision of a suitable PayPal email address or name and address to make cheque payment to. You may not use closure of your membership as a means of evading investigation - if an investigation is pending at the time you close your membership, the Company may continue to hold any funds due for up to 90 days as appropriate. You will remain liable for all obligations related to your membership even after your membership is closed. Hacking. If you use, or attempt to use the Service for purposes other than receiving bet details and managing your membership, including but not limited to tampering, hacking, modifying or otherwise corrupting the security or functionality of Service, your membership will be terminated and you will be subject to damages and other penalties, including criminal prosecution where available. Fees. All fees are set forth in the Fee Schedule.All fees, and all transactions, are made in Pounds Sterling or a suitable country currency where you are resident, such as U.S. dollars, and may be subject to exchange rates. IT IS THE COMPANY'S ASSUMPTION THAT INTERNATIONAL USERS ARE SIGNING UP FOR A MEMBER ACCOUNT ONLY AFTER DETERMINING THAT OPENING AND MAINTAINING A MEMBER ACCOUNT VIOLATES NO LAWS OR REGULATIONS IN THEIR RESPECTIVE COUNTRY AND JURISDICTION. Assignability. You may not transfer any rights or obligations you may have under this Agreement without the prior written consent of the Company. We reserve the right to transfer or remove this Agreement or any right or obligation under this Agreement without your consent. Indemnification. You agree to indemnify and hold the Company, its affiliates, officers, directors and employees harmless from any claim, action, demand, loss, or damages (including attorneys' fees) made or incurred by you or any third party arising out of or relating to your use of the Service or any published article. Choice of Law. This Agreement is governed by and interpreted under the laws of the United Kingdom as such laws are applied to agreements entered into and to be performed entirely within the United Kingdom by United Kingdom residents. Arbitration. Any controversy or claim arising out of or relating to this Agreement or the provision of Services shall be settled by binding arbitration in accordance with the commercial arbitration rules of the United Kingdom Citizen's Charter. Any such controversy or claim shall be arbitrated on an individual basis, and shall not be consolidated in any arbitration with any claim or controversy of any other party. The arbitration shall be conducted in West Yorkshire County, England, and judgment on the arbitration award may be entered in any court having jurisdiction thereof. Either you or the Company may seek any interim or preliminary relief from a court of competent jurisdiction in West Yorkshire County, England necessary to protect the rights or property of you or the Company (or its agents, suppliers, and subcontractors) pending the completion of arbitration. 3. Electronic Communications and Error Resolution It is very important that you contact us at once if you believe your email address has been compromised, or if someone has diverted, redirected or intercepted email messages containing bet advice intended for you without your permission by amending the email address or SMS mobile phone number. Correct E-mail and SMS mobile phone number. You agree and warrant that you have access to the Internet and to a current functional personal email address. Although we will take reasonable steps to contact you based on information that you have provided us, the Company will not be liable for any undelivered e-mail communications or any costs you incur for maintaining Internet access and an email account. You have an AFFIRMATIVE OBLIGATION to provide the Company with a correct and operational email address. Failure to provide the Company with a current, working, functional, personal email address, and/or failure to update your email address database entry, or if the Company has reason to believe that either have occurred, may result in any or all of the following, non-exclusively: (1) the removal or deactivation by the Company of your membership; and/or (2) attempts by the Company to reach you personally by any means deduced from your last known email address. The Company reserves the right to take measures to ensure the integrity of its Member database, and expects that you, as a Member, will cooperate and keep your information current. Provision and use of an optional SMS mobile phone number to receive bet advice is subject to these same directives. Electronic Communications. To the fullest extent permitted by applicable law, this Agreement and any other agreements, notices or other communications regarding your membership and/or your use of the Service ("Communications"), may be provided to you electronically and you agree to receive all Communications from the Company in electronic form. Electronic Communications may be posted on the pages within the Horse Racing Investments website and/or delivered to your e-mail address. You may print a copy of any Communications and retain it for your records. All Communications in either electronic or paper format will be considered to be in "writing," and to have been received no later than five (5) business days after posting or dissemination, whether or not you have received or retrieved the Communication. The Company reserves the right but assumes no obligation to provide Communications in paper format. Your consent to receive Communications electronically is valid until you revoke your consent by notifying the Company of your decision to do so by contacting us. If you revoke your consent to receive Communications electronically, the Company will terminate your right to use the Service. 4. Consumer Protection Program The Company's consumer protection program, consisting of a Member Complaint Policy as defined below, is designed to try to help Members understand or accept any issues regarding dis-satisfaction or complaint regarding the Service or website provided by the Company. The Member Complaint Policy relates to the right of any member to make a complaint by email to the Company. The Company will investigate the claim. Complaints must be filed no later than 30 days from the date of the problem arising. The Company will seek to resolve the complaint within 30 days of the date the complaint is filed, though such time frame may be extended, if appropriate, to accommodate the investigation. This policy applies only to the following (1) refund of funds on membership termination for whatever reason; (2) Suspected appropriation of your email address and inappropriate membership access; (3) Spam mail received by any member involving your email address or an email address linked to you and suspected of originating through your membership with the Company. Complaint Program As described below, we will seek to assist Users who may be the victims of fraud if they report the problem promptly. The Company will not have any liability in connection with any unauthorized interception or use of data relating to you or the the Service provided by us; any inability by you to use or access the service or the Horse Racing Investments System website for any reason; any actions or transactions by an individual that uses your email address with or without your consent or knowledge; or any cause over which the Company does not have direct control, including problems attributable to computer hardware or software (including computer viruses), telephone or other communications, or Internet service providers. In no event shall the Company be liable (A) for damages caused other than by intentional misconduct or (B) for any indirect, special, incidental, consequential or punitive damages whatsoever (including, but not limited to, damages for lost profits, disclosure of confidential information, or loss of privacy), arising out of or in any way related to your use of or inability to use the Service or the Horse Racing Investments website, even if the Company has been advised of the possibility of such damages. In no event shall the Company be liable for any act or omission of any third party (such as, for example, any provider of telecommunications services, internet access or computer equipment or software) or any circumstances beyond our control (such as, for example, a fire, flood, or other natural disaster, war, riot, strike, act of civil or military authority, equipment failure, computer virus, or failure or interruption of electrical, telecommunications or other utility services).